“I was naive and easily sucked in. It seemed like everyone had a credit card so I thought it was a pretty normal thing to do,” said Raeanna.
After going on sorted.org.nz, Raeanna’s focus is now on paying off her credit card debts as quickly as possible to minimise the amount of interest.
“Some people pay off their card each month and avoid paying interest at all, but if like me, you don’t pay it all off monthly, the accumulating debt can become overwhelming.