The study of retirement income includes a range of economic, social, political, financial and demographic factors. This section presents a series of charts and graphs of key facts related to retirement income issues - information the Retirement Commission uses regularly.
The information on each chart or graph is part of a bigger picture, and should not be looked at in isolation. This could present a misleading impression. Comments or ideas for new charts and graphs are welcomed.
Section 1: Demographic trends and projections
Demographic projections require assumptions to be made about fertility, mortality and migration.
Figure 1.1: Alternative population projections 2001-2101
Figure 1.2: Projected population, Series 4 - 2001-2101
Figure 1.3: Number of people aged 15-64 for each person aged 65+, three fertility assumptions (Series 1, 4 & 8) 2001-2051
Figure 1.4: Percentage of the population in three main age groups, Series 4 projection 2001-2051
Figure 1.5: Long term series of % of population in three main age groups, series 4 projections
Figure 1.6: Projected ethnic populations - Total counts, 2001-2021
Figure 1.7: Projected ethnic populations for people aged 65+ - total counts, 2001-2021
Figure 1.8: Projected ethnic population aged 15-64 - Total counts, 2001-2021
Figure 1.9: Projected ethnic population aged 0-14 - Total counts, 2001-2021
Figure 1.10: Percentage of total Maori ethnic group by number of ethnic affiliations and age, 2006
Figure 1.11: Percentage of total Pacific Peoples ethnic group by number of ethnic affliations and age, 2006
Figure 1.12: Number of women and men aged 80 or older, Series 4 projection, 2001-2051
Figure 1.13: Projected median age (in years) - Scenario 4
Figure 1.14: Projected median age of population by main ethnic group, 2001-2021
Figure 1.15: Age structure of selected territorial authorities 2001, and series 4 national projection
Figure 1.16: Proportion of population under 15 years of age in selected countries, 2000-2001
Figure 1.17: Proportion of population aged 65+ in selected countries, 2000-2001
Figure 1.18: Total fertility rates in selected countries, 2000
Section 2: Employment Patterns
Figure 2.1: Percentage of men and women aged 65+ who were employed, 1986-2006
Figure 2.2: Employment rates for people aged 15-64 and 65+, 1986-2006
Figure 2.3: Percentage of women and men 65+ employed in each age group, 2006
Figure 2.4: Employment rate for people aged 65+ by ethnicity, 1981-2006
Figure 2.5: Employment rate for people aged 65+ within each occupational group, 2001-2006
Figure 2.6: Proportion of those aged 65+ in each employment status by highest qualification, 2006
Figure 2.7: Proportion of employed women and men aged 65+ who worked part time, 1986-2006
Figure 2.8: Hours worked per week for older and younger people, 2006
Figure 2.9: Employment rate for women and men aged 65+ by whether partnered, 2006
Figure 2.10: Projected labour participation rates - all age groups, Series 4, 1996-2051
Figure 2.11: Projected labour force by age group - Series 5M - 1991-2051
Figure 2.12: Median age group of projected labour force - Series 5M - 1991-2051
Figure 2.13: Worker turnover rate - December 2004
Section 3: Retirement Income
Figure 3.1: % of private and public sector employees in employer occupational superannuation schemes
Figure 3.2: Life expectancy at birth and age of eligibility for universal superannuation
Figure 3.3: Number of people receiving NZ Superannuation payments, 1977-2004
Figure 3.4: Trends in total numbers on income support and Superannuation, 1977-2004
Figure 3.5: Total expenditure on income support and NZ Superannuation, 1990-2004
Section 4: Home Ownership
Figure 4.1: Percentage of households living in owner occupied dwellings, 1991-2006
Figure 4.2: House ownership rates by household income, 2006
Figure 4.3: Home ownership by household income for those aged 65+, 2006
Section 5: Personal and Household Income Figure 5.7: % of people in each age group living in each household income bracket, Year ended September 2003
Figure 5.1: Proportion of men in each age group earning under $15,001 or over $50,001 per year, 2006
Figure 5.2: Proportion of women in each age group earning under $15,001 or over $50,001 per year, 2006
Figure 5.3: Percentage of women and men in each age group over 60 years of age earning under $15,001 per year, 2006
Figure 5.4: Average weekly household income by age group, 1994
Figure 5.5: % of men in each age group in each yearly personal income bracket, Year ended September 2003
Figure 5.6: % of women in each age group in each yearly personal income bracket, Year ended September 2003
Section 6: Personal Expenditure
Figure 6.1: Average weekly net household expenditure by age of household member, 1994
Section 7: Life Expectancy at age 65
Figure 7.1: Life expectancy in years at age 65, 1996-99 base
Section 8: Fiscal Projections
Figure 8.1: Net NZ Superannuation Expenditure and its funding sources as a percentage of GDP
Figure 8.2: Gross Core Crown operating expenditure (excluding debt servicing) as a percentage of GDP
Section 9: Government Actuary Statistics
Figure 9.1: Registered superannuation schemes in force: analysis by nature of scheme
Figure 9.2: Registered superannuation schemes in force: analysis by membership
Figure 9.3: Registered employer superannuation schemes in force: analysis of assets under management by scheme design
Section 10: Household Savings
Figure 10.1: Net worth for individuals (non partnered) and couples, Percentage in each net worth group, 2001
Figure 10.2: Net worth for individual women and men (non partnered), Percentage in each net worth group, 2001
Figure 10.3: Mean net worth ($) for individuals (non partnered) and couples by age of respondent, 2001
Figure 10.4: Mean net worth ($) for individuals (non partnered) and couples by ethnicity of respondent, 2001
Questions for our times about retirement saving and pensions (Oct 06)
(PDF 320KB)