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Recent research
September 2011: What’s happening to Pension Ages in OECD countries?
The Organisation for Economic Cooperation and Development (OECD) has published its fourth edition of “Pensions at a Glance” (2011) which compares the policies of 34 member countries. This short article summarises key points from the report in relation to how countries are managing the age of eligibility for public pensions – a topic of keen debate in New Zealand.
July 2011: Mixed messages: the future direction of New Zealand's retirement income policies. A paper presented at the 19th Colloquium of Superannuation Researchers, University of New South Wales, Sydney, 14-15th July 2011
This paper examines a conundrum of retirement income policy. How in an uncertain world can members of a society maintain confidence in the future fairness, stability and sustainability of one of the government’s largest public policy programmes?
December 2009: Financial Investors "Information Needs"
A report by Colmar Brunton commissioned by the Retirement Commission
Provision of consumer information about financial products (often called ‘disclosure’) is a cornerstone of consumer protection legislation. The aim of disclosure is to make specifications of products clear to the consumer so they can compare products and make informed decisions prior to purchase. Is it read? Understood? Too complex? Are there better ways of giving customers the information they need?
The Retirement Commission, in association with the Ministry of Economic Development, commissioned Colmar Brunton to undertake research into “Financial Investors’ Information Needs”. This report summarises the findings from this project.
December 2009: Escaping the debt trap
Experiences of New Zealand families accessing budgeting services a report by the Families Commission
Escaping the Debt Trap – Experiences of New Zealand families accessing budgeting services demonstrates that budgeting services make a real difference, and empower families with the confidence and skills they need to overcome problem debt.
November 2009: Expenditure in Retirement
An insight into the spending patterns of retired people in New Zealand by Judith Davey
The aim of this study is to help younger people see what they may need to save to support themselves in retirement. The study used data from the Household Expenditure Survey (HES) to develop “model” budgets for single and partnered retirees. A range of focus groups was held with retired people to discuss their spending patterns. From this material, case studies were constructed to illustrate the spending patterns of retired people on varying levels of income, partnered and single, home owners and tenants.
Dr Davey discussed the findings of her work at a presentation in Wellington, chaired by the Retirement Commissioner, on 27 November 2009.
September 2009/December 2009 : Beyond Reasonable Debt
Part two: The extent to which financial behaviour can explain over-indebtedness amongst New Zealand families
Part one: A background report on the indebtedness of New Zealand families
The Retirement Commission and Families Commission are currently carrying out joint research on the indebtedness of New Zealand individuals and families. We have recently completed a background report which identifies some of the key characteristics and trends around indebtedness .
