retirement.org.nz

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    • Financial Education in schools
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• News & Media
  • Media releases
    • 2010 Media releases
      • Views sought on future retirement income policy
      • Emphasis on building trust for investors welcomed by Retirement Commissioner
      • Now is a good time to review KiwiSaver decisions
      • Home owners urged to plan for possible interest rate rises
    • 2009 Media releases
      • Top tips to make your New Year’s resolution stick
      • Study shows financial education essential for good money management
      • Plan your Christmas spending and have a Happy New Year!
      • Dairy Industry Superannuation Scheme wins top savings award
      • Investigate before you invest
      • Retirement Commissioner welcomes Treasury report
      • New Sorted calculator helps New Zealanders make good decisions about insurance
      • Free calculator to help students sort out insurance
      • Survey presents big trust challenge to financial services sector
      • Retirement Commission helps secondary students improve financial literacy
      • Significant increase in people using Sorted resources
      • Government urged to take planning for future New Zealand Superannuation costs more seriously
      • Financial literacy on agenda for New Zealand schools
      • Financial knowledge leads to better money management
      • Getting credit card debt under control
      • NZ Super Fund change does not affect your fortnightly payments
      • Easing the pain of redundancy
      • Reduce recession anxiety by getting your own finances in order
      • Make your tax cut work for you
      • Real New Zealanders encourage others to get Sorted
      • Dealing with dwindling returns on your investments
      • Find out how KiwiSaver changes might affect you
      • Testing the country’s financial knowledge during tough times
      • Expected higher debt levels cause for concern
      • Encouraging New Zealanders to start the Sorted journey
      • Long term benefit of early money management
      • Information for employers about KiwiSaver changes
      • Record numbers using Sorted resources
      • Changing interest rates: What does it mean for you?
      • Sorted tools to help with New Year’s resolutions
      • Waikato people take steps to get sorted this New Year
      • Getting sorted in Otago this New Year
    • 2008 Media releases
      • New Year a good time to get your finances on track
      • Teaching kids money skills goes down well
      • Easier day to day money management on Sorted.org.nz
      • Tips for managing your Christmas spending
      • Tips for coping with market volatility
      • How to help your team get financially sorted
      • Step-by-step financial road map for Kiwis
      • Kiwi parents are on the right track with kids’ pocket money
      • Redesigned work helps keep older workers - study
      • Kiwis take action to get and keep their finances sorted
      • KiwiSaver decision-making one year down the track
      • Benchmark strategy sets direction for improving financial literacy
      • Retirement Commissioner welcomes Government’s new working group
      • Banks contribute to financial literacy initiative in schools
        • Personal Financial Education Framework for Schools
      • Launch of Sorted’s new reverse mortgage calculator
      • Now is the right time to get Sorted
      • Retirement Commissioner welcomes additional funding for workplace financial education
        • Budget 08 funding
      • Retirement Commission chooses consortium for public relations support
      • Retirement Commission chooses Sparks Interactive as its web agency
      • Retirement Commission launches KiwiSaver fees calculator
      • Finish 2008 better off than when you started
    • 2007 Media releases
      • Retirement Income Policy Review identifies new concerns
      • Joining forces to sort New Zealand’s financial literacy
      • Making sense of KiwiSaver Sorted introduces multilingual KiwiSaver decision making tools
      • Home owners can soften blow of interest rates
      • Matariki - a time to plan whānau finances
      • Financial product regulation good news for consumers
      • Official Cash Rate rise a trigger for families and individuals to sort finances
      • 0800 SORT MONEY provides free easy access to budget advice
      • Sorted Quick KiwiSaver Calculator now live
      • KiwiSaver now an easier choice says Retirement Commissioner
      • Online Financial Check takes Pulse of Personal Finances in time for KiwiSaver
      • Retirement Villages Act implementation welcomed at last
      • Official Cash Rate Increase Signals Personal Mortgage Review
      • Older Kiwis are a highly valued labour force resource
      • Official Cash Rate Review Signals Time to Review Where Most Money is Owed – On Mortgages
    • 2006 Media releases
      • 2007 is your year to get (financially) fit
      • Retirement Commissioner releases benchmark survey of retirement villages
      • Retirement Commissioner urges Christmas shoppers to check up on true cost of credit card debt
      • National strategy to lift nation’s financial IQ announced
      • Financial literacy: one of biggest issues facing New Zealand
      • Thousands of Kiwis prove their financial knowledge on Sorted.org.nz
      • Research shows ageing population will bring opportunities for NZ
      • Retirement Villages Act implementation welcomed
      • KiwiSaver a trigger for personal financial review
      • Equity release useful for 'asset rich, cash poor' – but do your research first
      • Kiwis keen to get mortgages Sorted
      • Ten steps to getting Sorted for a more comfortable retirement
      • The Mortgage or the Nest Egg? Retirement Commissioner says the choice can be yours
      • Many Kiwis unaware of our 'one size fits all' superannuation scheme
      • Some New Zealand mortgagees lack financial know-how
      • "Good, but room for improvement" says report on New Zealanders' financial knowledge
      • Mt Albert Grammar School student has financial future sorted
      • Retirement Commission awards scholars for retirement income research
      • Tauranga Girls’ student has fnancial future Sorted
      • Personal Financial Health: The Prognosis for 2006 - by the Retirement Commissioner Diana Crossan
    • 2005 Media releases
      • Use rate increase time lag to your advantage, Retirement Commissioner advises homeowners
      • UK follows NZ lead on retirement income
      • Retirement Commission provides solution for head-in-the-sand fixed term mortgagees
      • Sorted launches free tools to work out best mortgage deal
      • UK Expert Speaks on Financial Regulation
      • Retirement Commission’s Sorted website rated number 1 Government website
      • Free, independent information on equity release now available
      • Work based savings an easy way to save
      • Free financial information telephone service to be trialled in New Plymouth
      • Three-step approach to getting your finances sorted
      • Make a plan to manage your student loan now
      • Are We Saving Enough?
      • Retirement Commissioner calls for action from financial services sector to win public’s trust
      • Get your finances sorted in 2005
    • 2004 Media releases
      • UK Looks to NZ for a ‘How To’ on Pension Planning
      • Residents to enjoy greater protection in retirement villages
      • New Zealand’s first adult financial literacy survey launched
      • Protect yourself from higher interest rates
      • Retirement Commissioner: How retirement is changing
      • UK Pensions Minister interested in NZ model
      • Only 10 weeks to get sorted for Christmas
      • More kiwis sorting their personal finances
      • Debate called for on Workplace Savings Report
      • Regulation needed to help build trust
      • Changing Nature of Retirement
      • Sorted website logs one million users
      • Counting down to one million visits
      • Nearly 20,000 get sorted on their student loans
      • It’s not too late – older generation gets personal finances sorted
      • Tax incentives for retirement saving not the answer says UK expert
      • New Zealand retirement system world leader
      • Kiwis keen to be sorted on money matters
      • Games teach kids money skills
      • UK learns retirement policy lessons from NZ
    • 2003 Media releases
      • Untapped potential for saving at work
      • Retirement now a matter of choice
      • Commissioner supports Govt’s workplace saving initiative
      • Access to Workplace Saving is Key
      • Retirement Commission Symposium raises level of savings debate
      • New Commissioner has sorted role
      • Students Get Sorted
      • Healthy financial habits should be taught at school and at home
    • 2002 Media releases
      • Are NZ’ers Saving Enough for Retirement?
      • Sorted Site Wins Again
      • Record Numbers get “Sorted”
    • 2001 Media releases
      • New Zealanders take to getting Sorted
      • Public vote www.sorted.org.nz a winner
      • Get sorted on money matters @ www.sorted.org.nz
      • Financial skills for life: helping New Zealanders get Sorted
      • Retirement Commissioner counsels the public amidst political debate
      • Statement from Colin Blair, Retirement Commissioner
      • Retirement Commissioner urges homeowners to take advantage of falling interest rates to get rid of their mortgage
      • Retirement history “essential reading”
    • 2000 Media releases
      • Public education programme to change emphasis - Retirement Commissioner’s Annual Report
      • Winners Announced: Retirement Commissioner’s Schools’ Competition Sponsored by Armstrong Jones
      • What determines how people save?
      • Retirement Commissioner seeks employer support in helping employees prepare for retirement
      • Retirement Commissioner gains taskforce schools competition
      • Retirement Commissioner takes humorous approach to a serious question
    • 1999 Media releases
      • Private provision important in changing political environment – Retirement Commissioner's Annual Report
      • New Survey Will Assist Retirement Income Policy Development
      • Retirement action planner now live on the Net
      • “Will you still need me, when I’m 64?”
  • Events
    • Financial Literacy 09
      • Programme
      • Speakers
    • 2003 Symposium
    • 2001 Symposium
  • Presentations & Speeches
    • OECD International Conferences on Financial Education
    • Financial Literacy Conference, Canada, September 2008
    • Annual SuperFunds Summit
    • ASFONZ National Conference 2006
    • More Presentations
      • HRINZ National Conference 2006
      • FINSIA 2006
      • Managing the Ageing Workforce Conference 2006
      • Statistics New Zealand Conference 2005
      • Financial Planners and Insurance Advisers Association 2005
  • Media resources
    • Summary of Sorted Calculators
• Publications
  • Annual Reports
  • Statement of Intent
    • Statement of Intent 2009-12
      • Foreword
      • Introduction
      • Who we are
      • What we do and why
      • New Zealanders are financially sorted
      • Retirement villages
      • Environment
      • Our goals and outcomes
      • Who we work with
      • Our people and skills
      • Risk management
      • Consultation and reporting to responsible Minister
      • Introduction - Part 2
      • Statement of responsibility
      • Forecast statement of service
      • Forecast statement of comprehensive income
      • Forecast statement of changes in equity
      • Forecast statement of financial position
      • Forecast cash flows statement
      • Statement of underlying assumptions
      • Nature of forecasted financial statements
      • Statement of accounting policies
      • Our structure
    • Statement of Intent 2008-11
      • Foreword
      • Introduction
      • Who We Are
      • What we do and why
      • Environment
      • Our goals and outcomes
      • Who we work with
      • Our people and skills
      • Risk management
      • Consultation and reporting to the responsible Minister
      • Part 2 Introduction
      • Statement of Responsibility
      • Forecast statement of service performance
      • Forecast profit and loss
      • Forecast balance sheet
      • Forecast equity
      • Forecast cash flows
      • Statement of underlying assumptions
      • Nature of forecasted financial statements
      • Statement of accounting policies
      • Changes in accounting policies
    • Statement of Intent 2007-08
      • Foreword
      • Introduction
      • Who we are
      • What we do and why
      • Environment
      • Our goals and outcomes
      • Who We Work With
      • Our people and skills
      • Risk management
      • Consultation and reporting to the responsible Minister
      • Part 2 Introduction
      • Statement of Responsibility
      • Forecast Financial Statements
      • Statement of underlying assumptions
      • Nature of forecasted financial statements
      • Statement of accounting policies
      • Forecast Statement of Service Performance for the Retirement Commission
      • Our structure
    • Statement of Intent 2006-07
      • Foreword
      • Introduction
      • Environment
      • Who we are
      • What we do and why
      • Our goals and outcomes
      • Our people and skills
      • Who we work with
      • Risk management
      • Part 2 Introduction
      • Statement of responsibility
      • Forecast financial statement
      • Statement of underlying assumptions
      • Statement of accounting policies
      • Forecast statement of service performance for the Retirement Commission
  • Other publications
• Retirement villages
  • Legislation
    • Code of Residents' Rights
    • Code of Practice
    • Guide to RV Act
      • About this guide
      • Introducing the Act
      • Roles in the Act
      • Obligations of retirement village operators
      • Registration of all retirement villages
      • The statutory supervisor: An independent watchdog
      • Protections for intending residents
      • Entering into an occupation right agreement
      • Protections for residents
      • The Code of Residents' Rights
      • Complaints and disputes
      • Leaving a retirement village
      • Key terms
      • Contacts
  • Disputes
    • Disputes process
    • Disputes panel members
      • Nigel Dunlop
      • David Carden
      • Claudia Elliott
      • Susan Robson
      • Jenny Leith
      • Robyn Wilson
      • John Green
    • Disputes forms
    • Decisions
  • Handling complaints
    • Your obligations
  • Monitoring
  • Useful websites
• Retirement Income Research
  • Research library
  • Policy review
    • 2010 review
      • Terms of Reference
      • Submissions
    • 2007 review
      • Background papers
      • 2007 Submissions
      • Terms of reference
      • 2007 Review Report
    • Legislative requirements
    • Reviews of Retirement Income Policy before 2007
      • PRG 2003 Reports
      • PRG 1997 Reports
      • 1991/92 Private Provision Taskforce
  • Recent research
  • Research e-newsletters
    • Research updates
  • Research related links
  • Statistics and graphs
• Sorted
  • Awards
• Centre for Financial Literacy
  • National Strategy for Financial Literacy
    • Summary of recommendations
    • Supporters of the National Strategy
    • Financial education providers
• What we do and why